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Partner Community Capital

Partner Community Capital™ (PCAP) is a U.S. Treasury-certified Community Development Financial Institution (CDFI) that makes loans from $25,000 to $1,000,000 to small businesses who can’t access traditional sources of funding. Since 2000, we’ve deployed over $100 million to 550 growing small enterprises. We lend across North Carolina and West Virginia, and also serve the Appalachian regions of surrounding states (MD, OH, VA, and SC).

About

Partner Community Capital (PCAP) lends to businesses, agricultural enterprises, and non-profits so they can improve quality of life in underserved communities, through job creation, delivery of vital products and services and environmental stewardship. We’re a U.S. Treasury-certified Community Development Financial Institution (CDFI). CDFIs provide access to capital to borrowers who cannot meet the credit standards of traditional financial institutions because of risks, real or perceived: they’re too young, undercapitalized, or in an unfamiliar industry, geography or demographic group.

As a community-based financial institution, we can be more flexible in what and how we choose to finance. Our experienced lenders and loan committees help us underwrite potential borrowers carefully, and we use a range of credit enhancement programs to make good loans happen.